3 Things You Need To Know About Commercial Water Damage

3/6/2020 (Permalink)

You've had water damage in your business.  So many thoughts are probably running through your mind.  What should I do? What's the first step? How long will this affect my business?  

The one thought that you definitely will have will be around the cost, and whether or not your insurance will cover the damage.

1. What Type Of Damages Are Covered By Different Policies

Depending on the origin of the water in your business, you may or may not be covered under your policy.  Your business insurance policy should cover water damage that comes from a sump pump failure, a burst pipe or a sink overflow.  If the water comes from a flood causing water to flow into your building, you will not be covered. A separate flood insurance policy is what is needed to be covered under those circumstances.   

2. Not Every Water Damage Is Covered

When your business suffers water damage, some of the damage will be covered, but not everything will be covered.  The initial damage will be taken care of by your policy. But any damage that happens as a result of water being left stagnant will not be covered.  For instance, if a sink overflows, yoru policy should cover the extraction of the water, drying the area out, and reconstruction of any walls that were affected.  If the water is not properly dried out, and mold begins to grow, your policy will not cover you to remove it.

3. SERVPRO Of Trumbull, Monroe & Northern Bridgeport Can Help

We have over 30 years of experience remediating all types of water damages in a commercial building.  Our skilled technicians utilize both the most effective techniques and specialized equipment to make sure that you are taken care of.  We will act fast to get your business back up and running as soon as possible.